Palm Crest vs Palmrich: The Best Palm Oil Farmland Investment in Nigeria (2026 Guide)

Nigeria’s palm oil sector is booming, driven by high domestic demand and global shortages. Today’s savvy investors are shifting from traditional assets to agro‑real estate, especially managed oil palm estates that produce Crude Palm Oil (CPO), Palm Kernel Oil (PKO), and Palm Kernel Cake (PKC) — all valuable commodities.

This post compares two leading managed palm oil estate projects in Nigeria:

• Palm Crest by Reftop Homes Limited

• Palmrich by Assetrise Limited

We break down earnings, risk levels, infrastructure, operational experience, and long‑term sustainability — so you can make an informed investment decision.

For verified plot availability and expert guidance, contact Realtor Kingsley — your trusted farmland investment advisor.

Why Palm Oil Investment Matters in Nigeria

Nigeria consumes an enormous amount of palm oil yearly — far more than it produces internally. According to industry data:

• Domestic consumption is over 2.4 million metric tons annually, with shortfalls met via importation.

• Food, FMCG, cosmetics, pharmaceutical and industrial sectors rely heavily on palm oil and its by‑products for manufacturing.

This persistent supply gap creates higher prices, robust demand, and long‑term income opportunities for investors who choose structured models.

Key Investment Features of Palm Crest and Palmrich

Palm Crest by Reftop Homes Limited

• Location: Imeko‑Afon, Ogun State, Nigeria

• Title: Certificate of Occupancy (C of O)

• Pre‑planted Palm Trees:
  • 60 trees per acre
  • 150 trees per hectare

• Processing: Planned processing plant under construction in partnership with Chinese experts

• Experience: 500+ acre trial site (operational and verified)

• Sales: 2,500+ acres already sold

• Investor Base: 300+ happy customers

Palmrich by Assetrise Limited

• Locations: Multiple phases across Ogun State, Lagos, Ibadan and more

• Title: Registered Survey / C of O in view depending on phase

• Management: Offers expert farm management or self‑management options

• Processing Facilities: Established and expanding agro‑processing infrastructure including mills and livestock integration

• Scale: Over 8,000+ hectares across phases with 11,000+ landowners (not all palm planted)

The Revenue Streams from a Palm Farm

A managed palm oil project doesn’t just sell land. It delivers multiple income layers:

1. Crude Palm Oil (CPO) – Extracted from fresh fruit bunches.

2. Palm Kernel Oil (PKO) – Extracted from the kernel; often more valuable than CPO.

3. Palm Kernel Cake (PKC) – A by‑product used in livestock feed, with rising demand.

Basic Revenue Math (Core Returns)

A mature oil palm tree produces about 25 litres of Crude Palm Oil (CPO) per year.
At an industry price range of ₦60,000 – ₦100,000 per 25 litres, this translates to:

• 1 tree = ₦60,000 – ₦100,000 per year

• 60 trees (1 acre) ≈ ₦3.6 – ₦6 million per year

• 150 trees (1 hectare) ≈ ₦9 – ₦15 million per year

PKO and PKC can add 10%–40% more revenue depending on yields, processing efficiencies, and access to buyers.

Understanding the Returns (Basic Math for Investors)

Each mature palm tree produces on average 25 litres of Crude Palm Oil (CPO) per year.
At current industry range prices of ₦60,000 – ₦100,000 per 25 litres, that means:

• 1 palm tree ≈ ₦60,000 – ₦100,000 revenue/year

• 60 trees (1 acre) ≈ ₦3,600,000 – ₦6,000,000/year

• 150 trees (1 hectare) ≈ ₦9,000,000 – ₦15,000,000/year

Note: Mature, managed estates also earn Palm Kernel Oil (PKO) and Palm Kernel Cake (PKC) — both valuable by‑products:

• PKO prices often match or exceed CPO due to industrial demand

• PKC is used in livestock feed and organic fertilizer, adding value per hectare

This puts managed palm oil estates among the highest returning long‑term agricultural assets in Nigeria.

Projected Annual Returns (From Year 4 Onwards All Factors Considered)

Both projects aim to start commercial yields around Year 4, when palm trees reach full maturity.

Additional Revenue Streams (Both Projects):

• Palm Kernel Oil (PKO): Commercial demand from food, cosmetics, and industrial sectors.

• Palm Kernel Cake (PKC): High‑value livestock feed with strong local demand.

• Organic Fertilizer & By‑Products: Further income opportunities.

Detailed Comparison: Palm Crest vs Palmrich

Summary: Palm Crest scores higher in early tree maturity, predictability of returns, and investor confidence due to structured planting, Palm Focused and proven operational trial outcomes with the company’s over 500 Acre Palm Plantation. Palmrich has broader integration and existing processing assets but varies by phase.

Why Managed Palm Projects Win Over Raw Land Banking

Rather than buying idle land expecting appreciation, structured palm oil plantations:

• Produce revenue from year 4 onward, not just value on paper

• Deliver multiple streams (CPO + PKO + PKC)

• Benefit from processing integration and market access

• Offer long‑term inflation‑resistant income

This makes them investment assets, not speculative land plays. This is why many investors choose structured agro‑real estate over speculative land banking.

How CPO, PKO & PKC Boost Returns

Crude Palm Oil (CPO)

The primary product, used by food manufacturers, cosmetics, and industry.

Palm Kernel Oil (PKO)

Often fetches premium prices due to its uses in specialty foods and cosmetics.

Palm Kernel Cake (PKC)

A strong market in livestock feed and organic soil amendments.

When all three are processed efficiently — especially with an in‑estate or partner facility — overall revenue can exceed CPO receipts alone.

Frequently Asked Questions (FAQs)

1. When do returns start?
Returns typically begin from Year 4, when palm trees reach maturity.

2. How much does 1 tree earn?
Each mature palm tree yields ~25 litres of palm oil, worth ₦60,000–₦100,000 per year. Multiply by tree count per acre/ hectare for annual revenue.

3. Do PKO and PKC add value?
Yes — Palm Kernel Oil (PKO) and Palm Kernel Cake (PKC) are valuable by‑products with strong market demand locally and internationally.

4. Which is safer: Palm Crest or Palmrich?
Palm Crest is Low–Medium risk due to pre‑planted trees, proven trial site, and structured roadmap. Palmrich offers Medium risk with broader scale and more complex integration.

5. How do I secure a plot?

Conclusion

Both Palm Crest by Reftop Homes and Palmrich by Assetrise are compelling long‑term palm oil farmland investment options.

👉 Palm Crest excels in structured planning, pre‑planted trees, C of O security, and proven operational groundwork, making it ideal for investors seeking predictable returns with lower risk.

👉 Palmrich offers broad scale, integrated processing facilities, and multi‑phase expansion, great for diversified agro‑real estate investors willing to engage in a mixed risk profile.

In either case, oil palm farmland can become a steady passive income generator — but choosing the right project with verified experience and management matters most.

📌 For trusted guidance, allocation support, and financial projection breakdowns tailored to your budget and goals, contact Realtor Kingsley today.